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Draft. Have this reviewed by a lawyer in your jurisdiction before launch.

Terms of Service

These terms govern your use of SignalTested, operated by SignalTested.

1. What SignalTested is

SignalTested is research and education software showing hypothetical backtests and simulated (paper) model portfolios built from public filings. It does not provide personalised investment advice, does not manage portfolios, does not execute trades and never holds your money.

2. No advice, no guarantee

Nothing on SignalTested is a recommendation to buy or sell any security. Past and hypothetical performance does not predict future results. You are solely responsible for your investment decisions.

3. Accounts

You must be 18 or older and provide accurate information. Keep your password safe; you're responsible for activity on your account.

4. Subscriptions

Paid plans renew automatically until cancelled. You can cancel any time from your account; access continues until the end of the paid period. EU consumers have a 14-day withdrawal right, which you agree ends when you start using paid features immediately. Prices may change with notice; founding-member prices are locked while the subscription stays active.

5. Acceptable use

No scraping, reselling or redistributing the content, and no attempts to break the service.

6. Data sources

Data comes from public filings and third-party market data and may contain errors or delays. It is provided "as is".

7. Liability

To the extent permitted by law, SignalTested is not liable for investment losses or indirect damages. Our total liability is limited to the fees you paid in the previous 12 months.

8. Law

These terms are governed by the laws of Portugal, without prejudice to mandatory consumer protections where you live.

9. Contact

[email protected]

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SignalTested is research and education software. It is not investment advice, a broker or a portfolio manager, and it never holds or trades your money. Model portfolios are paper (simulated) portfolios. Backtests are hypothetical, use historical data and do not predict future results. Investing involves risk, including loss of principal. © SignalTested